DECISION The concentration, acquired in the market of the banking and financial services of Bosnia and Herzegovina as result of a merger between undertaking Bayerische Hypo-und-Vereinsbank AG, headquartered in Munich, Kardinal-Faulhaber-Str.1, Federal Republic of Germany and UniCredito Italiano S.p.A., headquartered in Milan, Piazza Cordusio, Republic of Italia, is assessed as compatible.